Tax season is here, and so are the scammers. American taxpayers are facing a surge in phishing attempts disguised as IRS communications, particularly regarding $1,400 stimulus checks. These fraudulent messages are designed to steal personal information and can put both your identity and finances at risk. Rivero, Gordimer & Company, P.A. (RGCO) wants to help you stay informed and protected.
Understanding the IRS Text Scam
The Better Business Bureau (BBB) recently warned of a widespread scam in which taxpayers receive text messages claiming eligibility for a $1,400 IRS stimulus check. These texts often look official, complete with IRS logos or brackets around the word “IRS.” The message typically includes a link urging recipients to confirm personal details to process the payment.
According to the IRS, these messages are entirely fraudulent. The IRS does not communicate through text, email, or social media for stimulus payments or tax-related matters. Any such message is a red flag and should be reported immediately.
How to Spot a Phishing Attempt
Understanding the common tactics used in these scams can help you avoid falling victim. Here’s what to watch for:
- Sense of urgency: Scammers often claim you must act quickly to receive your payment.
- Fake links: The message will include a link mimicking an official IRS website.
- Requests for sensitive information: Scammers ask for Social Security numbers, bank account details, or credit card information.
- Too-good-to-be-true offers: Some messages even promote “tax-free gold” or other financial loopholes.
Protecting Yourself from Tax Scams
The best defense against phishing scams is vigilance. Here’s how you can protect yourself:
- Ignore suspicious texts: If you receive an unsolicited IRS-related text, delete it immediately. Do not click any links.
- Report the scam: Forward suspicious messages to phishing@irs.gov and report them through the BBB Scam Tracker.
- Verify directly with the IRS: If you’re unsure about a message, contact the IRS directly through their official website (irs.gov).
- Educate vulnerable individuals: Scammers often target older adults. Talk to your loved ones about the warning signs.
The Real IRS Process for Stimulus Payments
The IRS has clarified that legitimate stimulus payments, including the $1,400 Recovery Rebate Credit, are issued through direct deposit or paper checks—never via text. These payments are automatic for eligible taxpayers, and no additional information is required.
If you believe you missed a payment, consult with a trusted CPA or tax advisor. The IRS also provides resources for tracking payments and claiming credits on its official website.
Partner with Trusted Tax Guidance
Tax season can be stressful enough without the added worry of scams. Staying informed is your best defense, and understanding how the IRS operates can help you avoid falling victim. If you have concerns about IRS communications, need IRS representation, or want clarity on tax-related matters, contact a trusted tax professional.
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